Reverse Merger

Reverse merger transactions are an alternative means for a private company to go public. A necessary component to a completed reverse merger transaction is the public shell. The public shell is a publicly listed company with no assets or liabilities. It is called a "shell" considering all that exists of the original company is its corporate shell structure. By merging into such an entity, a private company becomes public.

Revolvong Collateral

A loan where the collateral is constantly changing, typically accounts receivable or inventory.

Revolving Line of Credit

An agreement by a lender to lend a specific amount to a borrower, and then allow that amount to be borrowed again after it has been repaid.

Private Investor Capital

Private investor capital is capital invested by private individuals into your business venture. They contribute their skills and money to start-up companies. Typically these private investors are successful entrepreneurs that offer their expertise, experience, and contacts which is invaluable to your new venture.

Private Funds

Funds available in the private market without government support or guarantee.

Private Investment Placement

Private investment captial, also known as the Rule 506 Regulation D Offering, is an exemption under the Securities Act of 1933. It provides excellent an opportunity for your public or private company to complete a private placement offering for the capital necessary to continue growing. This offering allows you to expand operations, create a more economically efficient business operation, or create an entirely new business enterprise.

Bankruptcy Reorganization Financing

Your solution if a poor performance history has brought you to consider possible turnaround financing.

Best Efforts Offering

Investment bank or broker dealer, doing its best to sell the company security offering to the public, but does not buy the securites outright or guarantee that the issuing company will receive any amount.

Building Business Credit

Obtain business loans, leases and credit under your business name.

Acquisition Financing

Providing the necessary capital for acquiring control of a company by stock purchase, stock exchange, cash, or any combination thereof, either hostile or friendly.

Adjustable Commercial Mortgage

A real estate loan with an interest rate that changes periodically, according to an index that is selected when the mortgage is issued.

Blind Pool

A limited partnership that is set up for investment, but doesn't specify what companies the general partner plans to invest in.

Blue Sky Laws

State laws covering the issue and trading of securities.

Angel Private Investment

Angel private investments typically come from successful entrepreneurs known as "Angel Investors".

Bootstrap Financing

To build a business out of little or nothing with no or minimal outside capital.

Angel Private Investors

Angel private investors are typically successful entrepreneurs. These investors offer expertise expertise, experience, and contacts that can be invaluable to the new venture.

Bridge Financing

Form of stand-alone subordinated debt or equity transactions.

Bridge Loan

Immediately capitalize on a purchase opportunity.

Asset Based Finance

A secured business loan in which the borrower pledges as collateral any assets used in the conduct of his/her business.

Asset Based Finance

A secured business loan in which the borrower pledges as collateral any assets used in the conduct of his/her business.

Bank Rate

The interest rate charged by a bank for making a loan.

Asset Based Loan

Asset based loan financing provides short term restructuring of a companies’ financial situation to facilitate maximum cash flow.

Bridge Loan Financing

Immediately capitalize on a purchase opportunity.

Accounts Payable

A debtor's accounts of money he owes to vendors for products or services purchased on credit.

Bank Loan

An organization that receives deposits, pays interest, discounts notes, makes loans, invests in securities, collects checks, drafts, and notes.

Bank Guarantees

An institutional commitment to repay a loan.

Asset Loan

A short-term loan where the repayment source is the conversion of an asset into cash.

Asset Backed Securities

Bonds or notes backed by loan paper or accounts receivable issued by banks, credit card companies, or other credit providers.

Apartment Building Financing

Multifamily finance providers or apartment building financing must have thorough knowledge and awareness of available debt programs and be prepared to quickly analyze financing options.

Angel Investor Guide

Angel investors provide roughly one-seventh of the 300,000 or more start-up and early-growth firms in the U.S. with some form of funding.

Angel Investor Guide

Angel investors provide roughly one-seventh of the 300,000 or more start-up and early-growth firms in the U.S. with some form of funding.

Acquisition and Develpoment

Acquisition and development financing provides you with long-term, fixed-rate financing for major fixed assets.

Accounts Receivable

Debt which is owed to a company by a customer for products or services provided on credit.

Accredited Investor

Any director, executive officer, or general partner of the issuer of the securities being offered or sold, or any director, executive officer or general partner of a general partner of that issuer. Certain restricted offerings, limited partnerships, and angel investor networks are open only to accredited investors. Opposite of nonaccredited investor.

Account Receivable Funding

A convinient way of acquiring working capital by selling the invoice for a product or service that has been rendered.

Account Receivables Financing

The selling of a company's accounts receivable, at a discount, to a factor, who then assumes the risk of the account debtors and receives cash as the debtors settle their accounts.

Account Receivables Factoring

The selling of a company's accounts receivable, at a discount, to a factor, who then assumes the risk of the account debtors and receives cash as the debtors settle their accounts.

Account Receivable Credit Line

Your invoices to your customers for goods delivered or services rendered can be converted into a "credit line" from which you may draw cash to manage your business.

Investor

The entity who makes investments.

Raw Land Loan

Financing for undeveloped, unused land.

Land Lease

A lease in which only the land is rented.

Fund

To finance or underwrite.

Primary Offering

The initial sale of a company's stock.

Permanent Financing

Long term debt or equity financing.

Capital

Money invested in a firm.

Business Lender

Businesses that provide loans to others.

Hard Money Loan

Private lenders and fast cash access.

Going Public

The process of an initial public offering.

Business Finance

managing your business money.

SCOR

Small corporate offering registration.

Cash Advance

A loan taken out on a line of credit.

Financing

Providing the necessary capital.

Hard Money

Private lenders and fast cash access.

Cash Credit

A short-term cash loan to a company.

Funding

Financing or providing funds.

Leaseback

Use your equipment to get capital.

Business Credit Line

The maximum credit that a business is allowed.

Business Finance Company

Companies that lend money primarily to businesses.

Business Finance Firm

A company that helps you to manage your business money.

Capital For Business

Private individuals who take an equity position in your business venture.

Capital For Business

Private individuals who take an equity position in your business venture.

Business Plan Review

Reviewing a document prepared by the company, detailing the past, present, and future of their business.

Equipment Leasing Firms

Equipment lease financing, as opposed to purchase financing, is gaining more and more popularity due to its many advantages.

Business Plan

A document prepared by the company, detailing the past, present, and future of their business.

Equipment Sale and Leaseback

Equipment sale leaseback is the sale of an asset for cash while the asset remains on the seller's property with a contract to lease the asset back from the source purchasing the asset, and to own the asset at term's end.

Equity

An ownership interest in a company in the form of stock.

Mortgage Broker

An entity that introduces borrowers and lenders for the purpose of loan generation.

Bridge Swing Loan

A form of short-term financing which is expected to be paid back once the borrower obtains more permanent, lower cost financing.

Business Capital

Money used for the investment in a project or company.

Business Financing

Suppling or getting money for your business

Business Funding

Business funding refers to the floating of bonds to raise finance and levels of capital.

Capital Asset

A long-term asset, such as land or a building, not purchased or sold in the normal course of business.

Business Credit

Business credit builds your business. And all entrepreneurs need solid business credit to meet the growing needs of your business.

Business Credit Card

Business Credit Cards are a great way to keep track of and manage all of your company expenses. By keeping your personal and business expenses seperate, preparing your taxes will be much easier.

Business Capital Investors

Private individuals who take an equity position in your business venture.

Business Plans

A document prepared by the company, detailing the past, present, and future of their business.

Business Capital Directory

A resource of information that details the lending and investing criteria of funding sources.

Business Capital Investments

For start-ups are most commonly provided by private individuals. These private individuals, traditionally referred to as angel investors, are interested in contributing their skills and money toward the earliest stages of a company's life-cycle.

Equipment Loan

Equipment loan financing through traditional or non-tradition methods rather than leasing can still be a more sensible route.

Equipment Leasing

Operating leases require the equipment to be returned to the lessor at the end of the lease. Some leases have a $1.00 Purchase Option or a guaranteed purchase amount (usually 10%). Other leases have a "Fair Market Value" purchase agreement where the amount is to be determined.

Business Planning

Preparing a document that details the past, present and future of their business.

Business Model

The description of how a business is going to operate, that typically includes research, marketing, products, revenues and expenses.

Business Loans

Temporary borrowing of a sum of money for your business.

Business Loan Firms

A firms that temporarely lends a sum of money.

Business Loan Broker

A loan made to a company for the purpose of conducting business using an entity which acts as an intermediary.

Business Line Of Credit

An informal loan arrangement between a bank and a business allowing the business to borrow up to a prespecified amount.

Business Leasing

Provides greater flexibility, easier qualifying, cash flow conservation, and many tax advantages. A long-term rental agreement, and a form of secured long-term debt.

Business Information

Centers of business information (BIC) set up by the SBA.

External Financing

Financing through the issuance of debt or equity.

Expansion Financing

Flexible term financing is available for a variety of expenditures.

Find Business Funding

If you try it on your own, you must ... First, know if the funding source offers what you are looking for. Next, know if you have what the funding source is looking for.

First Round Financing

The first investment in a company made by external investors.

Fixed Rate

A loan in which the interest rate does not change during the entire term of the loan.

Finance Company

To raise money through the issuance and sale of debt and/or equity.

Financing Business

Can very easily become a full time job. And if you are like most business owners, time is a valuable resource that is best spent doing what you do best - assuring that your business remains profitable.

Factoring Receivable

The secret to maximizng you cash flow. Receivable factoring is your company's most valuable asset. Why give up any ownership of your company or borrow money long term when you can finance your invoices for immediate cash?

First Round Funding

Turning Vision Into Reality. First round funding or "venture capital" typically follows seed and early stage capital that was used to build the business' full-time management team, develop the business' first saleable product, and demonstrate that the business is very likely to be profitable.

Fixed Rate Commercial Mortgage

Fixed rate commercial mortgage products are mortgages that have a fixed interest rate and payment for the full term of the loan. These loans make it easier to budget, especially over the long term and offer stability across an ever-fluctuating market.

Government Loan Programs

Your key to non-standard credit-scored funding. Government loan programs, specifically the SBA 7(a), are SBA-backed programs that do not use the same criteria as large financial institutions. It is a prevailing misconception that a business needs to be in financial distress in order to qualify for an SBA loan. The truth is, many healthy companies obtain SBA backed financing every day.

Government Business Loan

Government business loan financing can be obtained by applying for an SBA 7(a) loan. Not only is this an SBA backed program, but also these SBA loans offer competitive rates and tend to have longer terms, no points, no balloon payments, terms typically under 15 years and no pre-pay penalties.

Government Small Business Financing

Your source for non-standard credit score funding. Government small business financing through the SBA 7(a) program could be your answer. SBA loans offer competitive rates and tend to have longer terms, no points, no balloons and no pre-pay penalties with terms under 15 years.

Factoring Account Receivable

Factoring account receivable invoices gives your business an advance payment up front. It is a mode of financing that can help free your business from the cash-flow squeeze caused by slow-paying customers.

Export Financing

Loans made for the shipping of products outside a country or region.

Export Financing

Loans made for the shipping of products outside a country or region.

Government Grants

Funding for a non-profit organization, usually for specific research or a specialized project.

Farm Credit Loans

The Farm Credit System is a network of lending institutions providing credit to farmers, ranchers, and producers or harvestors of aquatic products.

Finance Directory

A resource of information that details the lending and investing criteria of funding sources.

Hard Money Lender

Private lenders and fast cash access.

Equity Loan

Equity loan is an investment of financial and human capital in partnership with management to create new opportunities.

Equity Participation

Equity participation deals include clauses and conditions under which the lender shares in the increase in equity of the business.

Equity Financing

Financing by selling common stock or preferred stock to investors.

Factor

A firm engaged in the business of financing accounts receivable, called factoring.

Ground Lease

A building where the land underneath is rented.

Government Small Business Loan

Government small business loan funders provide businesses with much needed capital financing through the SBA 7(a) loan program. We actually make the loans and the SBA guarantees them. It is important to understand that the SBA has no funds for direct lending or grants.

Factoring Government Reveivable

Factoring government receivable invoices is a fairly common practice to avoid cash flow problems for small, growing businesses. One of the main reasons you should sell your invoices for immediate cash is to eliminate the strain of 30, 60, or 90 day pay delays. You need your money now.

Equity Capital

Typically capital raised from owners in the company.

Factoring Invoice

Bring Tomorrow's Money in Today or the selling of an accounts receivable invoice to a "factor" benefits your business with the cash flow it needs.

Government Business Lender

Specializing in small business loans. Government business lender funds provide small businesses with much needed capital financing through the SBA 7(a) loan program. We actually make the loans and the SBA guarantees them. It is important to understand that the SBA has no funds for direct lending or grants.

Forward Commitment

Pledge to provide a commercial loan at a future date.

Finance

To raise money through the issuance and sale of debt and/or equity.

Factoring

The selling of a company's accounts receivables, at a discount, to a factor who then assumes the credit risk of the account debtors. The factor then receives cash from each of the debtors as they settle their accounts.

Nonrecourse Debt

A debt under which the borrower has no personal liability.

Office Equipment Leasing

Office equipment leasing keeps today's dollars working towards tomorrow's success. A law of business says, "Don't put your cash in depreciating assets." Leasing allows you to pay off the equipment as income is earned from its use.

Participation Loan

Participating loan financing is a loan that contains clauses and conditions under which the lender participates in the revenues of the property. The level of participation may be calculated from the gross receipts, net operating income, net income or net cash flows of the property.

Participating Mortgage

Participating mortgage is a loan that contains clauses and conditions under which the lender participates in the revenues of the property. The level of participation may be calculated from the gross receipts, net operating income, net income or net cash flows of the property.

Heavy Equipment Financing

Traditional and non-traditional lending. Heavy equipment financing by means of a traditional or non-traditional loan can still be a more sensible route than a lease.

Import Export

The SBA supports export financing to small businesses when financing is not otherwise available on reasonable terms. The program encourages lenders to offer export working capital loans by guaranteeing repayment of up to $1 million or 90 percent of a loan amount, whichever is less.

Heavy Equipment Leasing

Gaining momentum. Heavy equipment leasing is gaining more and more momentum as business owners are leaving behind misconceptions and beginning to understand the benefits.

Import Financing

Import and export financing provides importers who have orders from customers in the United States, or foreign customers backed by a letter of credit, with the necessary financial backing to provide their overseas supplier with a letter of credit to guarantee payment of goods.

Income Property

Real estate developed or bought for the purposes of generating income.

Industrial Equipment Financing

To be competitive today you must be able to move quickly, produce a quality product, and meet demanding delivery schedules. While a lease can address these needs, a traditional or non-traditional loan may still be the better way to go

Hotel Financing

Purchase or refinance your hotel or motel.

Institutional Financing

Financing provided by an institution, as opposed to individual investors.

Intangible Asset

Something of value that cannot be physically touched, such as a brand name, franchise, trademark, or patent

Intellectual Property

Any intangible asset that consists of knowledge or ideas.

Risk Capital

Funds made available for startup firms and small businesses with exceptional growth potential.

Private Equity Investments

The most important funding source in the entrepreneurial marketplace. Private equity investments are usually derived from a high net-worth individual who represents an essential source of funding for early stage, high-risk ventures. It is estimated that one-seventh of the 300,000 + start/early growth firms in the US receive funding from angel investors. This translates into over $20 billion of investment in approximately 50,000 deals each year. This investment group exceeds venture capital sources which are estimated at $5 - $7 billion spread over 1,000 venture capital investments each year.

Private Placement Investment

Private placement investment offerings, to structure one properly for your company will require assistance to assure conformity to the Rule 506 Exemption, Regulation D Private Placement Offering statute.

Private Investment in Public Entity

Private investment in public entity (PIPE investments) take a sizable position in publicly traded companies whose valuations have dropped since they went public and now are seeking new sources of cash infusion.

Pro Forma

The adjustment of accounting records to provide a historic description of the development of the Group's current structure.

Private Capital Investors

Private capital investors refers to private individuals who contribute their skills and money to start-up companies. They often work in groups to improve the efficiency of their due diligence and to allow them to complete larger deals. The most important considerations to the investor's decision are the personal characteristics of the entrepreneur and the market-product potential of the business.

Receivable Financing

Receivable financing - or having the power to sell accounts receivable invoices to a "factor" to address your business's immediate cash flow needs has many advantages.

Pure Lease

An equipment lease in which the lessee does not have purchase or renewal rights.

Purchase Order Factoring

Sometimes called "contract funding", is usually required during times of growth and expansion when cash flow reserves become insufficient. Your suppliers want you to pay C.O.D. and your buyers want to pay you on net 30 - 60 day terms. This means there is no incoming cash during manufacturing while the goods are in transit, and until the invoices have matured.

Reverse Acquisition

A technique used by a private company to go public without the regulatory requirements of an initial public offering.

Public Offering

The making available of a new securities issue to the general public.

Private Equity Investors

Private equity investors are private individuals who contribute their skills and money to start-up companies. Typically these private equity investors are successful entrepreneurs that offer their expertise, experience, and contacts which are invaluable to your new venture.

Purchase Order Funding

Purchase order funding is short term financing that provides 100% of your costs to fill orders from creditworthy customers. If you are reselling or distributing a finished product we can provide 100% of your costs to fill the order.

Receivable Factoring

Sources provide an expedient means of acquiring working capital by selling the invoice (your accounts receivable) for a product or service that has been rendered. Account receivable funding or factoring fills a need for your rapidly expanding company if you are outgrowing your operating capital.

Private Equity Placement

Every business day, over 30,000 business loan applications will be rejected by banks just in the United States alone. With odds like hat, it's time you invested in the one capitalization tool that always performs - you.

Restaurant Equioment Funding

Restaurant equipment funding through a lease program has many advantages over the more traditional methods of purchase financing.

Real Estate Sale and Leaseback

Real estate sale and leaseback financing is when a business sells its commercial property for its fair market value and then immediately leases it back. Most importantly, you retain control of the property.

Real Estate Finance

Real estate finance firms provide loans on commercial real estate and business loans that are collateralized with commercial real estate. Loans to expand or improve your existing business and loans to refinance existing debt. Both conventional and government guaranteed loans are available.

Real Estate Purchase Loan

Funds are typically business loans that are collateralized with commercial real estate. Loans to expand or improve your existing business and loans to refinance existing debt. Both conventional and government guaranteed loans are available.

Public Shell

Public Shell transactions are a widely accepted, alternative mean for a private company to go public. A necessary component to a completed reverse merger transaction is the public shell. The public shell is a publicly listed company with no assets or liabilities. It is called a "shell" considering all that exists of the original company is its corporate shell structure. By merging into such an entity, a private company becomes public.

Preferred Debt

Debt that the repayment of or lien position takes precedence over other debts.

Raise Private Equity

Raise private equity means to seek investments that are normally from high net-worth individuals known as "accredited investors or angel investors".

Real Estate Loan

Money loaned using land and any buildings or structures on it as the primary collateral.

Purchase Order Financing

Purchase order financing or "factoring", is required during growth and expansion when cash flow reserves become insufficient. Your suppliers want you to pay C.O.D. and your buyers want to pay you net 30-60. There is no cash flow during manufacturing, while the goods are in transit, and until the invoices are paid.

Pledging Assets

Offering assets to a lender as collateral for a loan.

Promissory Note

A document where the borrower promises to repay a loan under agreed upon terms.

Private Placement

Private placement financing is now available to companies that are currently seeking private placement offerings and also to those who will need assistance in structuring the Rule 506 exemption, Regulation D private placement offering.

Pre-Qualified Funding

Pre-qualified funding is the process of pre-qualifying your business funding request before you apply. That requires that you know the exact funding guidelines of every funding source.

SBIC

A private investment company co-funded by the Small Business Administration to provide small business with either debt or equity financing.

Capitalization

The debt and/or equity mix that funds a firm's assets.

SBA Loan Program

Help your small business secure a much needed loan. The funds can be used as capital resources which allow you to start growing your business.

SBA Loan

SBA loan funding or government small business loan financing offers a wide variety of loan guarantee programs to fund small businesses that can't otherwise qualify for loans on reasonable terms. Commercial lenders make the loans and the SBA guarantees them, as the SBA has no funds for direct lending or grants.

Commercial Real Estate Lenders

Commercial real estate lenders services are available on all types of income-producing and commercial properties.

Commercial Property Loan

Loans to expand or improve your existing business and loans to refinance existing debt.

Rollover Mortgage

A loan for which the unpaid balance is refinanced after a few years at the current rate.

SBA Lenders

It is a prevailing misconception that a business needs to be in financial distress in order to qualify for a SBA loan. The truth is, many healthy companies obtain SBA backed financing every day.

Commercial Mortgage

A loan secured by the collateral of some specified real estate property that obliges the borrower to make a predetermined series of payments.

Commercial Leasing

Financing your way, not the big bankers way.

Commercial Construction Loan

Commercial construction loan provides funding for the construction of commercial and multi-family buildings.

Commercial Mortgages

A loan secured by the collateral of some specified real estate property that obliges the borrower to make a predetermined series of payments.

Cash Flow

Earnings before depreciation, amortization, and non-cash charges.

Commercial Loan Finance

A short-term loan, typically 90 days, used by a company to finance seasonal working capital needs.

Commercial Mortgage Lender

A loan secured by the collateral of some specified real estate property that obliges the borrower to make a predetermined series of payments.

SBA Commercial Loan

SBA commercial loan funding is just what the Small Business Adminstration is about. So, if you are thinking about borrowing money (debt financing) from a bank, but are unable to . . . then consider obtaining financing from the Small Business Administration (SBA)

Commercial Loan

A short-term loan, typically 90 days, used by a company to finance seasonal working capital needs.

Commercial Factoring

A process where a factor - the company that purchases your invoices and receivables - provides your business with the advance payment up front.

Commercial Building Loan

Commercial building loan services are available on all types of income-producing and commercial properties.

Commercial Account Receivable Financing

One of the oldest forms of financing. We make our credit decisions primarily on the strength of your clients.

Commercial Paper

Short-term unsecured promissory notes issued by a corporation. The maturity of commercial paper is typically less than 270 days; the most common maturity range is 30 to 50 days or less.

Commercial Lines Of Credit

These lines of credit provide a business with money to cover day-to-day expenses. As funds are used, the established credit line is reduced.

Collateral Surety

Commercial paper which has been pledged as collateral for a loan.

Commercial Capital

Money used for the investment in a project or company.

Commercial Building Financing

Loans for expansion and improvement, and loans to refinance existing debt.

Collateral

Asset than can be repossessed if a borrower defaults.

Commercial Letter

A written offer by a lendor of the terms under which it will to lend money to a company.

Commercial Finance

Financing to start up or expand your business.

Commercial Property Financing

Real estate that produces some sort of income-producing property.

Commercial Lending

A secured business loan where the company pledges business assets as collateral.

Commercial Finance

Financing to start up or expand your business.

Commercial Equipment Leasing

A limited partnership that receives income and tax benefits such as depreciation costs by purchasing equipment and leasing it to other parties.

Collateral Note

A promissory note secured by the pledge of specific company assets.

Commercial Business Loan

A short-term loan, typically 90 days, used by a company to finance seasonal working capital needs.

Caplines

An umbrella program to help small businesses meet their short-term and cyclical working-capital needs.

Lender

An entity which makes funds available to others to borrow.

Leasing Construction Equioment

Leasing construction equipment rather than financing maximizes your working cash and ultimately saves you money.

Leasing

Simply stated, it is a contract where one party (who is known as the lessor) gives the other party (who is known as the lessee) the exclusive privilege to use and retain its equipment for a specific and predetermined period of time.

Leasing Restaurant Equipment

Leasing restaurant equipment, as opposed to outright purchasing or financing, allows you to retain more working capital and makes budgeting easier. From ice maker machines to refrigerated sushi cases, leasing can provide you with the newest and highest quality equipment available.

Interim Loan

These loans range from 6 months to 5 years with the most typical term being 3 years.

Intrastate Offering

Securities offering limited to investors residing within one specific state. Typically done to avoid SEC registration requirements.

Lease

Simply stated, it is a contract where one party (who is known as the lessor) gives the other party (who is known as the lessee) the exclusive privilege to use and retain its equipment for a specific and predetermined period of time.

Lead Investor

A company's principal provider of capital, typically the entiy which helps originate and structure syndicated deals.

Invoice Advance

Most small, non-retail businesses sell their goods and/or services to medium and large-sized businesses or government agencies. These agencies then invariably require their small business vendors to submit invoices for payment, usually bearing Net-30 day or longer terms. Therefore, in truth, small businesses provide financing to their large business/governmental agency customers which is the crux of the small business cash flow dilemma.

LBO

Management buyouts, Acquisitions, Divestitures, Valuations, Refinancings. Financing can be provided for the strategic purchase of other product lines, divisions, or companies.

Later Stage Funding

Later stage funding is normally for a company expecting to go public usually within a year. Often this funding is structured so that it can be repaid from proceeds of the public offering and non-included in any IPO sale restrictions.

Investment Property

A property that is not occupied by the owner, usually purchased specifically to generate profit through rental income or capital gains.

Investment Capital

Investment capital in a your company ultimately determines its success on the availability of capital, its cost and the consequent capital structure.

Investment Banker

An institution that acts as an underwriter for corporations, but which does not accept deposits or make loans.

Investment Bank

An institution that acts as an underwriter for corporations, but which does not accept deposits or make loans.

Inventory Loan

Inventory loan financing (also known as "Flooring") is the leveraging of inventory using the value of the financed equipment/stock as collateral for the loan.

Intermediate Round Funding

Maturing company where a future leveraged buyout, merger or acquisition and/or initial public offering is a viable option.

Entrepenuer

A person starting a new company who takes on the risks associated with starting the enterprise, which may require venture capital to cover start-up costs.

Equipment Financing

Conserves cash with the maximum tax benefits.

Minority Business Loans

The process of providing working capital to minority owned businesses through debt.

Loan Commitment

A written offer by a lender of the terms under which it agrees to lend money to a borrower over a certain period of time.

Loan

An arrangement where a lender gives money or property to a borrower, and the borrower agrees to repay the money or return the property, along with interest or other compensation, and at some specified time.

Internet Venture Capital

Funds made available for internet firms a with exceptional growth potential.

Line Of Credit

An arrangement in which a lender extends a specified amount of unsecured credit to a specified borrower for a specified time period.

IPO

Initial Public Offering. The first sale of stock by a company to the public.

Intermediary

A third party who facilitates a deal between two other parties.

Leveraged Management Buyout

Leveraged management buyout services should involve working with management to structure the buyout of the corporation, subsidiary, division or product line from start to finish. After a buyout analysis, if it has been determined worthwhile to incur the time and expense to proceed with a buyout effort, the four-step process begins: bid, negotiate, finance and close.

Leveraged Buyout Financing

Leveraged buyout financing (LBO) is typically provided for the strategic purchase of other product lines, divisions, or companies. They can also be used for, but not limited to management buyouts, acquisitions, divestitures, valuations and refinancings.

Interim Loan Financing

These loans range from 6 months to 5 years with the most typical term being 3 years.

Interim Loan Financing

These loans range from 6 months to 5 years with the most typical term being 3 years.

Invoice Financing

Invoice financing (factoring) is simply the selling of your invoices or receivables to a "factor" for immediate cash.

Leveraged Buyout

Leveraged buyout financing (LBO) is typically provided for the strategic purchase of other product lines, divisions, or companies. They can also be used for, but not limited to management buyouts, acquisitions, divestitures, valuations and refinancings.

Letter Of Credit

A document issued by a bank which guarantees the payment of a customer's drafts for a specified period and up to a specified amount.

Equipment Finance

Equipment finance funding is the fastest growing type of business financing.

Invoice Factoring

Invoice factoring, or the sale of accounts receivable, is one of the oldest forms of financing. We make our credit decisions primarily on the strength of your clients.

Small Business Lenders

Your first source for government insured funding.

Small Business Leasing

Requires no down payment and finances only the value of the equipment expected to be depleted during the lease term. The lessee usually has an option to buy the equipment for its remaining value at lease end.

Small Business Lease

This generally refers to a lease for equipment valued at $100,000 or less per transaction. If this fits your needs you're at the right place. You might be surprised to find that, in many lease cases, the net after-tax cost of acquisition is less than the actual cost of the equipment itself.

Small Business Investment Company

A private investment company co-funded by the small business administration to provide small businesses with either debt or equity financing.

Small Business Government Loan

The Small Business Administration (SBA) makes loans available through participating lenders to eligible small businesses on favorable terms.

Seed Funding

Provided to develop a concept, create the initial product and carry out the first marketing efforts. A company is usually very young (around one year) and has not produced a product or service for commercial sale. The assembly of the key management team is in progress or has just taken place.

Start Up Loan

Start up loan financing allows you to borrow funds for purchasing equipment, remodeling, or expanding your business premises. Not all businesses are alike when it comes to money management. An unsecured credit line could be the answer.

Small Business Government Loan

The Small Business Administration (SBA) makes loans available through participating lenders to eligible small businesses on favorable terms.

Small Business Loan Source

The U.S. Small Business Administration (SBA) helps America's entrepreneurs form new, and improve existing, enterprises. A small business loan guaranteed by the SBA is surprisingly flexible and the qualification process has only become easier. The eligibility requirements and credit criteria of the program are very broad in order to accommodate a wide range of financing needs.

Small Business Credit Card

Small business credit card enables you, the business owner, to separate personal expenses from business-related expenses.

Small Business Funding

The process of providing working capital to small businesses either through debt or equity.

Small Business Capital

The process of providing working capital to small businesses either through debt or equity.

Small Business Financing

Small business financing backed by the SBA. The SBA imposes no limit on the total loan amount you can request from the lender.

Small Business Finance

Small business finance is just what the Small Business Adminstration makes possible. So, if you are thinking about borrowing money (debt financing) from a bank, but are unable to . . . then consider obtaining financing from the Small Business Administration (SBA).

Small Business Administration

A Federal agency that assists institutions in making loans to small businesses.

Small Business Equipment Leasing

Small business equipment leasing as opposed to an outright purchase or finance, is gaining more and more popularity due to its many advantages.

Small Business Administrtion Loan

Small business administration loan programs help your small business get the loans you need. The funds can then be used as capital resources which allow you to start growing your business.

Small Corporate Offering Registration

A process by which small businesses can go public without the costs or regulatory requirements of a typical initial public offering.

Small Commercial Loan

Small commercial loan sources are not in short supply. However, finding the right one for your specific needs can appear to be an insurmountable task. We can help. Surprisingly, you could find that a loan may not necessarily be the answer.

Silent Partner

A business partner who provides capital but does not participate in the management of the company.

Seed Capital

Provided to develop a concept, create the initial product and carry out the first marketing efforts. A company is usually very young (around one year) and has not produced a product or service for commercial sale. The assembly of the key management team is in progress or has just taken place.

Second Round Funding

Is working capital for the initial expansions of a company that is producing and shipping, and has growing accounts receivable and inventories.

Second Round Financing

Second round financing is for companies that are producing goods and have a consistently growing accounts receivable and inventory and are now in need of working capital for their initial expansion. Financing at this critical point in time will strengthen their balance sheet and provides a firm foundation to begin seeking and requesting bank loans.

Second Mortgage

Commercial second mortgages are normally used in conjunction with a new first loan. Typically the second mortgage will have a term of no less than five (5) years with interest only payments. While second mortgages can be critical in some situations, you must carefully consider your ability to service both loans.

Sweat Equity

Equity acquired by a company's executives or founders that reflects the value they have added or will add to the company.

Startup Funding

Startup Funding is provided to foster a concept, develop the initial product or service and carry out the associated marketing. In most cases, it is provided by angel or private investors - a primary source for emerging businesses needing to get started.

Startup Capital

Startup capital is usually defined as the amount of money you need to develop an idea into a finished product and then initiate the marketing activities. Your first step in obtaining this type of funding is to know how much you need and to have completed your budget for how you intend to apply the funds.

Small Business Loan Online

The easy way to get financing for: cash flow, payroll, advertising, hiring of additional personnel, purchases, inventory, new business ventures, working capital, debt payments, tax payments, for just about anything!

Secured Credit Line

Secured credit line financing can be critical for cash flow management. And proper or improper management of cash flow can make or break your business.

Small Business Loan

The U.S. Small Business Administration (SBA) helps America's entrepreneurs form new, and improve existing, enterprises. A small business loan guaranteed by the SBA is surprisingly flexible and the qualification process has only become easier. The eligibility requirements and credit criteria of the program are very broad in order to accommodate a wide range of financing needs.

Small Business Equipment Financing

Small busniess equipment financing facts: Eight out of ten american companies currently lease all or some of their small business equipment.

Secondary Financing

Secondary financing has an important role in some commercial real estate transactions. The most frequent use is a second trust deed that reduces the LTV (loan to value) of the first loan in order to allow the buyer to more easily qualify for the loan.

Small Business Line Of Credit

Small business line of credit sources are numerous. It is critical that a business accurately assess its needs before opening any line of credit.

Secondary Public Offering

Secondary public offerings still fall under SEC guidelines and therefore, to avoid liability, should be conducted through a registered broker dealer or investment bank.

Small Business Credit Line

Small business credit line, also called an operating loan, provides a business with money to cover day-to-day expenses. As funds are used, the established credit line is reduced. Once approved, you can access your revolving line of credit by using your provided checks, which are welcome everywhere your business checks are presently accepted.

Takeover Financing

Funding provided to acquire control of a corporation by stock purchase.

Swing Loan

Swing loan financing is an effective vehicle to immediately capitalize on a purchase opportunity. It is a form of short-term financing which is expected to be paid back - generally within the range of 6 to 36 months - once the borrower obtains more permanent, lower cost financing.

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